Free Blank New York Construction Subcontractor Agreement (2026)
Download an empty Construction Subcontractor Agreement template for New York: the same statute-aware layout our generator uses, with blank lines to fill in by hand. No account, no email, no watermark.
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New York rules that this document follows
| Prompt payment to subcontractors | The contractor must pay the subcontractor within 7 days after receipt of good funds for each interim or final payment. Late payment carries 1% per month on the unpaid balance, or a higher rate if the contract says so.Source: N.Y. Gen. Bus. Law §§ 756-a(3), 756-b |
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| Retainage cap on private work | Retainage may not exceed 5% of the contract sum or of any payment on private commercial contracts of $150,000 or more entered into on or after 17 November 2023.Source: N.Y. Gen. Bus. Law § 756-c |
| Pay-if-paid clauses | A pay-if-paid clause is void as against public policy because it forces the subcontractor to waive its mechanics lien rights; a pay-when-paid clause that fixes a reasonable time for payment remains valid.Source: West-Fair Elec. Contractors v. Aetna Cas. & Sur. Co., 87 N.Y.2d 148 (1995); N.Y. Lien Law § 34 |
| Anti-indemnity statute | An indemnity clause in a construction contract is void to the extent it makes the subcontractor answer for the indemnitee's sole negligence; indemnity for shared fault is still allowed.Source: N.Y. Gen. Oblig. Law § 5-322.1 |
| Subcontractor lien rights | An unpaid subcontractor may record a mechanics lien against the project; the chapter below sets the preliminary-notice and filing deadlines, which run from the subcontractor's last work, not from the general contractor's.Source: N.Y. Lien Law art. 2, §§ 3 et seq. (mechanics' liens) |
| Uninsured subcontractor — workers' compensation | A general contractor is liable for compensation to the employees of an uninsured subcontractor on the work.Source: N.Y. Work. Comp. Law § 56 |
| Contractor licensing | county or city licensing agency (New York City, Nassau, Suffolk, Westchester, Rockland or Putnam) — A home improvement contract must state the contractor's name, address, telephone number and licence number.Source: N.Y. Gen. Bus. Law § 771(1)(a) |
Frequently asked questions
Is the blank template free?
Yes. The blank Construction Subcontractor Agreement is free to download as PDF or Word — no account, no watermark. The paid version is the completed document our generator builds from your answers.
Is it valid in New York?
The template follows the New York rules listed on this page (reviewed September 2026). A blank form becomes a binding document only once it is completed correctly and signed by the parties. Check the state facts below and consider an attorney for unusual situations.
Should I fill it by hand or online?
Online is safer: the generator applies New York limits and notice periods, validates your entries and produces a clean PDF and Word file. Filling by hand works for simple cases — write clearly, initial every page and keep a signed copy for each party.
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