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New York Late Rent Notice (2026)

Free late rent notice: unpaid balance, a late fee checked against your state's cap and grace period, pay-by date and what happens next.

Updated September 2026≈ 3 minReviewed against N.Y. Real Prop. Law § 238-a · N.Y. Real Prop. Acts. Law § 711 · 15 U.S.C. § 9058
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What you'll get

Sample first page of the Late Rent Notice. Your answers fill in the blanks; the clauses required in New York are added automatically.

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Sample first page of the Late Rent Notice: title block and opening sections with blanks to fill

Sample first page of the Late Rent Notice. Your answers fill in the blanks; the clauses required in New York are added automatically.

This preview updates as you type. Blank fields show as ____ .

What this document covers

  • Unpaid rent, rental period and days past due
  • Late fee from your lease, checked against your state's cap
  • Your state's grace period before any late fee
  • Other charges and total amount due
  • Pay-by date and how to pay
  • Friendly reminder or formal notice
  • What happens next: your state's pay-or-quit notice
  • Delivery record

New York rules that this document follows

Late fee limitLesser of $50 or 5% of the monthly rentSource: N.Y. Real Prop. Law § 238-a(2)
Late fee grace periodNo late fee until rent is more than 5 days lateSource: N.Y. Real Prop. Law § 238-a(2)
Pay-or-quit notice after late rent14 calendar days — 14-Day Rent DemandSource: N.Y. Real Prop. Acts. Law § 711(2); Real Prop. Law § 235-e(d)
CARES Act properties30 days' notice to vacate for nonpayment (federally backed mortgage or federal subsidy)Source: 15 U.S.C. § 9058(c)
StatuteN.Y. Real Property Actions and Proceedings Law Art. 7 (§§ 701–767); Real Property Law §§ 226-c, 232-a, 232-b, 235-e; Good Cause Eviction Law RPL §§ 210–216

Rules current as of 2026-10-06. Statutes change; verify before relying on them.

How to use this Late Rent Notice in New York

Send the late rent notice soon after the due date — but charge a late fee only once rent is more than 5 days late (N.Y. Real Prop. Law § 238-a), and only if your written lease provides for one; New York limit: Lesser of $50 or 5% of the monthly rent.

Keep a copy and note how and when you delivered it. If rent is still unpaid, serve New York's 14-Day Rent Demand (14 calendar days) — the Eviction Notice generator fills in the statutory wording and deadline.

Frequently asked questions

How much can a landlord charge for late rent in New York?

Lesser of $50 or 5% of the monthly rent (N.Y. Real Prop. Law § 238-a). No late fee may be charged until rent is more than 5 days late.

What comes after a late rent notice in New York?

If rent stays unpaid, the formal step is a 14-Day Rent Demand (14 calendar days) under RPAPL § 711(2). Only after it expires can an eviction case be filed. Properties with a federally backed mortgage need 30 days under the CARES Act.

Is this late rent notice really free?

Yes — no watermark, no account. If the rent is still not paid, the Eviction Notice for New York is $9 one-time.

Other names

  • late rent letter
  • past due rent notice
  • rent reminder letter
  • late rent reminder
  • notice of late rent
  • late payment notice for rent
  • rent overdue letter
  • late fee notice

Related documents

Other states

FormsByState provides self-help document templates and general information, not legal advice. We are not a law firm. For advice about your situation consult a licensed attorney in your state.