Delaware Pay Stub Generator (2026)

Create an accurate pay stub with 2026 federal withholding, Social Security and Medicare calculated automatically, state tax and state insurance programs by state, regular-rate overtime, and year-to-date totals.

Updated October 27, 2026≈ 7 minReviewed against Rev. Proc. 2025-32; Pub 15-T · 26 U.S.C. § 3101 · 29 U.S.C. § 207

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Free to fill & preview · $9.99 PDF + Word
One payment covers as many pay stubs as you need for 24 hours — lenders usually ask for the last three months.Blank PDF (free, no account)

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What you'll get

Sample first page of the Pay Stub Generator. Your answers fill in the blanks; the clauses required in Delaware are added automatically.

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What this document covers

Up to 12 consecutive pay stubs in one order, in a single PDF
Employer and employee details (state-required IDs)
W-4 filing status, dependents and extra withholding
State withholding status and allowances
Pay period, pay date and frequency
Hourly or salary earnings, overtime at the regular rate
Bonuses, commissions, tips and reimbursements
Pre-tax deductions (401(k), Section 125 benefits)
Federal income tax, Social Security and Medicare (2026)
State tax and employee-paid programs (SDI/PFML/TDI)
After-tax deductions, year-to-date totals and net pay

Delaware rules that this document follows

State income tax withholding	Progressive rates — enter the amount from payroll recordsSource: State revenue department withholding tables, 2026
Employee-paid state programs	DE Paid Leave (employee share) 0.4% (wages up to $184,500) (confirm 2026 rate) — added to the stub automatically with an overrideSource: 19 Del. C. § 3705; employer may deduct up to 50% of the 0.8% premium
Federal income tax	IRS Publication 15-T (2026) percentage method, Form W-4 (2020 or later)Source: Rev. Proc. 2025-32; Pub 15-T
Social Security	6.2% up to $184,500 (2026 wage base)Source: 26 U.S.C. § 3101(a); SSA 2026 COLA
Medicare	1.45% + 0.9% additional over $200,000Source: 26 U.S.C. § 3101(b)
Overtime	1.5 × the regular rate for hours over 40 in a workweek; the regular rate includes non-discretionary bonuses and commissions paid for the periodSource: 29 U.S.C. § 207(a), (e); 29 C.F.R. §§ 778.108–778.110, 778.209
Pay stub requirement	No federal law requires a pay stub; the FLSA only requires employers to keep accurate records of hours and wages for 3 years. Most states require an itemized statement each payday (hours, rate, gross, deductions, net).Source: 29 U.S.C. § 211(c); 29 C.F.R. §§ 516.2, 516.5
Contractor payments (1099)	No withholding; the payer files Form 1099-NEC when payments to a contractor reach $2,000 in 2026 (indexed after 2026)Source: I.R.C. § 6041(a); P.L. 119-21 § 70433

Rules current as of 2026-10-27. Statutes change; verify before relying on them.

How to use this Pay Stub Generator in Delaware

Enter the employer and employee exactly as they appear on payroll records, choose the pay frequency, and enter hours and rate or the salary for the period. Mark bonuses or commissions as non-discretionary so overtime is paid on the correct regular rate. Federal tax, Social Security and Medicare are computed from the 2026 tables; Delaware state tax is entered from your payroll records. Employee-paid state programs are added automatically.

In the Year-to-date step, enter prior YTD amounts from your payroll records so cumulative totals match earlier stubs; the estimate option projects regular earnings only and is labeled as an estimate. Certify the figures, download the PDF, keep a copy in your payroll file for at least three years, and give the employee a copy each payday.

Frequently asked questions

Does this pay stub include Delaware state tax?

Delaware uses progressive withholding tables. Enter the state amount from your payroll records or the state withholding calculator; federal tax, Social Security and Medicare and DE Paid Leave (employee share) are still calculated automatically.

Can I generate several months of pay stubs at once?

Yes. Choose the number of pay stubs (1–12) in the pay-period step. The dates you enter describe the most recent period; earlier periods are generated backwards at your pay frequency — weekly, bi-weekly, semi-monthly (1st–15th and 16th–end of month) or monthly — and a generated pay date that lands on a weekend or federal holiday moves to the previous business day. Year-to-date totals chain from one statement to the next and restart on January 1. All of them arrive as one PDF (and one Word file) for the same $6.99 — there is no per-stub charge.

Is a generated pay stub legal?

Yes, when it reflects wages actually paid. Employers and self-employed people use pay stub generators to issue the itemized statement most states require. Every stub prints who prepared it and when, and you must certify that the figures reflect actual payroll. Creating a stub for income you did not receive to deceive a lender or landlord is fraud.

How is federal withholding calculated?

Using the 2026 IRS Publication 15-T percentage method: wages are annualized, the standard deduction for your W-4 filing status is applied, tax is computed at the 2026 brackets, reduced by Step 3 dependents, and divided by pay periods; Step 4(c) extra withholding is added.

How are year-to-date totals handled?

Enter prior YTD amounts from your payroll records (recommended). If you choose the estimate instead, only regular earnings are projected over the prior periods — bonuses, commissions and overtime are never multiplied — the column is labeled as an estimate, and you must confirm it matches your records.

Can I use it for an independent contractor?

Yes — tick the 1099 option. The document becomes a contractor payment statement with no withholding lines and a Form 1099-NEC note ($2,000 reporting threshold for 2026).

Other names

3 months of pay stubs
multiple pay stubs
paystub maker
check stub maker
pay stub template
earnings statement
wage statement
payroll stub
paycheck stub generator
1099 payment statement

Other states

FormsByState provides self-help document templates and general information, not legal advice. We are not a law firm. For advice about your situation consult a licensed attorney in your state.